Online course for first time homebuyers

Our Online Course provides you with the best tools for buying a home in Finland. We know that the last thing you want to do when buying a home is to cross your fingers and hope for the best.

There are many things you need to consider and many important questions you need ask. If you don’t, you might end up making a very expensive mistake. 

However, the process buying a home in Finland does not need to be a nightmare, nor do you need to use thousands of hours to do your research. I’ve done it for you. And to help you, I have put together a workshop on buying a home in Finland so that I can share my insights with you.

Crossing your fingers and hoping for the besst
Sakari Tolppanen

Hey, my name is Sakari Tolppanen and I’ve studied the Finnish housing market for almost a decade and I’ve been a real-estate investor since 2014. Over the years I’ve learned how the markets work and what are the most important things to consider when buying a home in Finland. However, I know that for many first-time home buyers buying a home can be overwhelming, as it is one of the biggest purchases you will ever make.

For this reason I have built this online course based off of the contents of my workshops.
It is a “passive” course so you can watch it wherever and whenever you want.

The online course consists of twelve videos, that are divided per subject.

What does the course include?

This workshop has been created first-time home buyers in mind. In these videos we will cover all the important aspects that you need to know before buying a home in Finland. 

1. Brief outlook of the housing markets

Is now a good time to buy? A brief look at the history and current state of the real-estate markets in Finland

 2.Getting ready to buy     

Many people have been thinking of buying a home, but are unsure how to proceed. We go through a step-by-step process on how to find a home for you.

3.What are you buying into?

How do building complexes work in Finland? What is the role of an “isännöitsijä”? What about the “huoltoyhtiö”? Who is the Board made up off and what do they do?

4.Responsibilities of a homeowner and the buyer

Learn the responsibilities of the buyer and the seller. But what about the responsibilities of an owner and the building complex?

5.Price and expenses

The different price-points on a listing, and how to interpret them?

6.Taxes & tax-benefits in home ownership

What taxes do you need to pay and how to make the most out of tax-benefits?

7. Banking and mortgage

Euribor explained and how much is a good bank’s margin? What different options are there for a mortgage? What type of fees are involved?

8. Renovations

The cost and time of renovations in the building complex. And the costs and responsibilities when renovating in my own apartment.

9. Which one is a better deal?

Comparing two apartments to determine which one is a better deal.

10. Is buying a home a good investment?

How to determine whether buying a home is a good investment?

11. Online tools for the real-estate market

The most useful online tools when buying a home in Finland and how to use them to get a better understanding of the markets and pricing?

12. Making an offer and negotiating in the real-estate market

I think I found my dream-home. How do I proceed, and can I negotiate on price?

Customer experiences

These are the customer experiences from my workshops that have the same contents as in these online courses

Customer experience:

"Sakari's workshop on buying a home in Finland is full of useful information about all aspects of this process! I learned particular steps needed to buy an apartment, pitfalls along the way and all the important things to check before making a purchase. I give the workshop ten out of ten!"

Anton Nikolaienko

Works at Remedy Entertainment

Customers experience:

“The workshop on buying a home in Finland was excellent! It helped me get over the fear and uncertainty of buying an apartment, and it gave me a lot of resources to help me make the best choice. I would definitely recommend this workshop to anyone who is considering buying a home."


Works at Supercell

Customer experience:

"Before Sakari's workshop, I had many questions regarding buying a home in Finland. The workshop clarified a lot of things for me and I found the workshop very helpful. I am now better informed and feel more confident about real estate purchasing. I would really recommend this workshop for anyone considering buying a home in Finland."

Raja Ghosh

Works at Remedy Entertainment

Customer experience:

"I've bought an apartment in Scotland before moving here, and this was a very good and informative workshop which helped me understand the differences with buying in Finland. During the workshop I learned many things, including the general process of buying an apartment, getting a loan, making an offer, how housing companies work as well as the rough guide to costs for renovations (and how it's shared between owners).   The workshop was easy to follow and I also really appreciated how Sakari was open to all kinds of questions from us and was able to answer them all very well.  I'd recommend this to first time buyers in Finland, regardless of if you've bought in other countries before, as it explained how things work here and I feel much more confident now about how property ownership works here now."

Adam Munson

Works at Remedy Entertainment

By purchasing this online course for first time homebuyers YOU have the opportunity to save hunrdered of thousands of euros. Our online course teaches you to avoid the pitfalls first time homebuyers often face and lose their money in the process. So save the 200 000 for the right home for you!